HSA-qualified HDHP HMO

Key features of our HSA-qualified HDHP HMO

  • A selection of deductible HMO plans. Choose from a range of deductibles, copays, and coinsurance.
  • Coordinated care. Specialty care, hospital care, and pharmacy coverage are all linked in our integrated care model.
  • Worksite wellness programs. Onsite and online programs and services to encourage healthier choices.

Advantages of an HSA

  • Lower premiums and tax savings. Lower premiums than other plan types, plus contributions are tax deductible for employers and tax free for employees.2
  • Financial protection for members. Members are protected from higher out-of-pocket costs and empowered to become well-informed health care consumers.
  • More control. HSAs are 100% owned and funded by employers, who control their own annual contribution level and the amount employees can roll over.
  • Better cash-flow management. Employers keep more money up front, contributing funds only as employees accrue expenses.

Personalized support, services, and tools for members

  • Decision-support tools. Online resources such as the sample fee list and treatment fee tool give members clear explanations of care costs so they can better plan for health-related decisions and expenses.
  • Industry-leading personal health record. Members can sign on to kp.org to e-mail their doctors' offices, refill prescriptions, check most lab results, and much more.
  • Healthy lifestyle programs. Online healthy lifestyle programs assess members' total health and help them manage weight, nutrition, stress, smoking, and more.

Workforce health3

Whether companies are new to workforce health or expanding their programs, Kaiser Permanente has the answer. Choose from a rich set of services, tools, and resources already built into our deductible plans—or add extra features for an additional cost.

  • Online programs and resources. Health and productivity tools, healthy lifestyle programs, a walking program, and more—these tools encourage members to make healthier choices that can lower costs.
  • Onsite services. Companies can build a culture of health with fruit delivery at work, a healthy vending machine program, health promotion classes, and onsite screenings.
  • Communication tools. Ready-to-print promotional posters, flyers, and health tips encourage employee participation.
  • Measurement tools. Companies can find out what works in their workforce health program with surveys, assessments, reports, and summaries.
  • Implementation support. Workforce health consultants, a step-by-step implementation guide, and a detailed workbook are available for support.

1 The Kaiser Permanente HSA plan administrator acts as trustee of our Health Savings Accounts. Members are responsible for their own investment decisions. Members can use their Kaiser Permanente health payment card anywhere Visa is accepted, not limited to Kaiser Permanente facilities. For information about a Kaiser Permanente HSA, please contact your Kaiser Permanente sales representative.

2 Tax references relate to federal income tax only. Clients should consult with their financial or tax advisor for information about state income tax laws. Kaiser Foundation Health Plan, Inc., Kaiser Foundation Hospitals, and their affiliates do not provide or administer financial products, including HSAs, and do not offer financial, tax, or investment advice. Members are responsible for their own investment decisions. Your clients should consult with qualified professionals to discuss their situation.

3 Services may vary depending on your client's group size and the package they select. Please check with your Kaiser Permanente representative for details.

This information was accurate at the time of posting. Please contact your Kaiser Permanente sales executive or account manager for current information.