Get multiple plan quotes with Complete Suite™

With Complete Suite, you get easy access to a menu of coverage levels, price points, and plan options. Plus, with a single request to your Kaiser Permanente account representative, you can get binding quotes on multiple plans for groups of up to 1,000 members. All in a matter of minutes.

To compare plan designs for all 2022 Complete Suite plans, download our 2022 Complete Suite Plan Comparison Chart.

New! Virtual Complete™ plans

We’ve added 5 new Kaiser Permanente Virtual Complete plans to the 2022 Complete Suite portfolio. With a Virtual Complete plan, your employees can get affordable, high-quality, personalized care in a variety of ways. They have flexibility in how they choose to get care — taking full advantage of our many no-cost virtual care options while still having access to in-person primary care whenever they need it.

New! Choice Product Portfolio enhancements

Our Choice Product Portfolio has been redesigned with brand new Point-of-Service (POS) and PPO plans.1The new portfolio includes 6 new PPO plans with deductibles between $500 and $2,000, plus a new $3,000 deductible HSA-qualified PPO. We also have 3 new POS options designed to better meet the needs of our customers. All 9 plans are available to quote through Complete Suite.

These new plan designs are supported by our enhanced customer service model that provides a personalized member onboarding experience and new designated service support teams to simplify and improve customer and member support.

Groups that have our 2021 POS or PPO plans may auto-renew in 2022 on one of these new plans. See the section titled “Plan mapping information” for details.

Other Complete Suite portfolio changes

The following changes were made to Complete Suite plans in 2022:

  • The maximum cost share for specialty drugs has increased from $200 to $250 on all plans to maintain affordability.
  • Deductible HMO HO 13872/13873 has been added to provide an additional option for optical coverage.
  • Several plans have higher out-of-pocket maximums, lab, and X-ray cost shares to maintain affordability. 
  • All 2022 Complete Suite plans now cover supplemental durable medical equipment.
  • Deductible HMO XD plans 8800/8801 and 8810/8811 have been updated to eliminate the pharmacy deductible and to add an incentive for using a mail-order pharmacy.
  • The cost share for an office visit has been lowered from $50 to $40 on HSA-Qualified HDHP HMO 8122/8125. The new plan ID is 13877/13878.

Chiropractic and Acupuncture plans are also now available to complement your 2022 plan options.

Plan mapping information

Several Complete Suite plans have been changed and have new plan IDs in 2022. Impacted groups will be moved into the new plan upon renewal. Please reference the 2022 Plan Update Preview for changes to 2022 plans and benefits. Groups wishing to retain their current plan upon renewal in 2022 may do so by notifying their Kaiser Permanente Account Representative.

Plans removed from 2022 Complete Suite

The following plans have been removed from Complete Suite in 2022. Plans are still available to quote outside of Complete Suite. 

  • DHMO HO 10686/10687, 8788/8789 
  • DHMO XD 10694/10695, 10696/10697
  • DHMO XP 9147/9158, 9148/9159
  • All 2021 Complete Suite Choice plans will be replaced in 2022

2021 plan options are still available

For more detailed plan information, browse the interactive 2021 Complete Suite plan comparison chart.

Rate quotes for new purchasers

To request a rate quote for a new purchaser, your account representative will need the following information:

  • A complete census of all eligible employees — not just those who currently have coverage. Your list needs to include the following for each employee and dependent:
    • Age
    • Sex
    • Dependent status
    • ZIP code
  • Employer contribution levels
  • Current and requested benefits (if different)
  • Standard Industrial Classification (SIC) code or description of industry or business
  • Competitive data about other health plans offered by the purchaser. This could include:
    • Product lines and plan design, including copays and deductibles
    • Coinsurance levels and out-of-pocket maximums
    • Complete rates by tier, including guarantees

For more information about Complete Suite and other related resources, contact your account representative.

2022 Benefit Summaries

1The HMO Tier of the Point-of-Service (POS) plan is underwritten by Kaiser Foundation Health Plan, Inc. (KFHP). Kaiser Permanente Insurance Company (KPIC) underwrites the Participating and Non-Participating Provider Tiers of the POS plan and the PPO plan. KPIC is a subsidiary of Kaiser Foundation Health Plan, Inc.