Review our Broker Essentials guide to familiarize yourself with Kaiser Permanente and the resources you need to grow your business.
Welcome to Kaiser Permanente. To help you get started doing business with us, we’ve provided you with the resources and quick links you need below, including information on getting appointed to sell Kaiser Permanente plans, selling to small business employers, individuals, and families (both through Covered California and directly with us), and delegating account management tasks to other members of your team.
Watch these videos for a quick overview of the wealth of resources you and your clients can get from Kaiser Permanente.
With Kaiser Permanente for Individuals and Families (KPIF) you can offer your clients a choice of plans that meet a wide range of needs.
Email the Broker Services Team at firstname.lastname@example.org or call 800-789-4661, option 6.
Learn more about small group commissions.
Small businesses will be able to find, compare, and purchase coverage through the Covered California for Small Business exchange. The exchange may also introduce some new changes in the way you do business.
Periodically, we'll offer broker bonus programs for selling memberships. When we do, we'll pay the bonus in the same manner for members enrolling through Covered California for Small Business or directly. We'll also be adding new products in 2016, so check back regularly for more information as they become available.
Groups with nongrandfathered plans will be automatically matched to new 2016 metal tier plans that meet ACA guidelines. The matched plans will be similar to the coverage they're currently offering. They'll also have the option of moving to another of our 2016 metal tier plans that meet all the standards of health care reform.
Groups with grandfathered plans can continue offering their employees the same plan for 2016. They also have the option of moving to one of our new 2016 plans that meet ACA guidelines.
Small businesses that provide health coverage for their employees may be eligible for a tax credit of varying amounts, depending on whether groups are for-profit or tax-exempt. Learn more about this and other provisions in our guide to health care reform.
The ACA makes a number of changes to small group market practices that create more standardization across health insurers—establishing a fairer basis for setting rates and making comparisons of products and prices easier for small employers. These changes include new rules for how rates are calculated for small group health plans in 2016.
Email the Broker Services Team at email@example.com or call 800-789-4661, option 4.
For new brokers outside of California, please contact Paul Bradley at 909-609-2820 or firstname.lastname@example.org.
If your firm is already appointed with us and you need to add an endorsed agent, you don't need to use the online broker appointment portal. Simply complete the Endorsed Agent Application and email it to email@example.com.
If you have any questions about the appointment process, contact the Broker Services Team at 800-789-4661, option 6. If you encounter technical issues, contact the Web manager.
Delegated authority helps you save time, so you can focus on building your business. By designating your team members to manage your book of business, they’ll have the ability to:
See these instructions on how to get started. If you have any questions, contact your Kaiser Permanente representative or Broker Compensation Services at 800-440-2323.
* Delegators are responsible for maintaining access rights for their delegates. Kaiser Permanente is not responsible for providing or removing access, or any actions delegates may perform.
Information may have changed since publication.
Thirteen health carriers are participating in the individual insurance marketplace and six health carriers are participating in Covered California for Small Business (formerly known as SHOP), both run by Covered California, many offering multiple health plan options. To sell these plans, brokers must be certified by Covered California. Computer based training applies to both individual and Covered California for Small Business sales. Once certified, you’ll be able to facilitate enrollment in all coverage and provide information concerning enrollment and the possible availability of federal financial assistance (premium tax credits and cost-sharing reductions).
Partner with us and see how our high-quality, affordable care can position you and your clients for success. Visit kp.org/choosebetter to learn how Kaiser Permanente delivers better value in the three key areas driving your clients’ health care decisions: